[{"data":1,"prerenderedAt":3298},["ShallowReactive",2],{"de-blog/strategische-ziele-finanzteams":3,"de-global-content":579,"de-article-global-content":2137,"de-blog-article-more-articles-4c34e454-8993-474f-a2d1-5c1f6a260e14":2392,"de-blog-article-more-articles-208801705":3293},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":566,"full_slug":567,"sort_by_date":52,"position":568,"tag_list":569,"is_startpage":29,"parent_id":570,"meta_data":52,"group_id":571,"first_published_at":572,"release_id":52,"lang":58,"path":52,"alternates":573,"default_full_slug":574,"translated_slugs":575},"Strategische Ziele für Finanzteams 2021 – planen trotz Ungewissheit","2022-10-24T16:58:20.179Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:39.506Z",208801705,"ed52c533-d2dd-4c60-8a14-ed858e2704d1",{"_uid":11,"roles":12,"title":4,"author":13,"topics":68,"content":91,"category":461,"language":487,"component":474,"heroMedia":488,"sidebarCta":494,"publishedAt":495,"readingTime":496,"redirectUrl":23,"listingImage":497,"componentsAfterTheArticle":498},"2220e03e-2e5b-4f74-915b-543482063745",[],{"name":14,"created_at":15,"published_at":6,"updated_at":16,"id":17,"uuid":18,"content":19,"slug":50,"full_slug":51,"sort_by_date":52,"position":53,"tag_list":54,"is_startpage":29,"parent_id":55,"meta_data":52,"group_id":56,"first_published_at":57,"release_id":52,"lang":58,"path":52,"alternates":59,"default_full_slug":60,"translated_slugs":61,"_stopResolving":67},"Helena Kleine","2022-10-19T17:36:57.152Z","2026-03-12T10:47:20.541Z",206165091,"b7a9a2a4-7a2d-4d1f-ae95-6493d01ac71b",{"_uid":20,"name":14,"links":21,"picture":36,"lastName":38,"component":39,"firstName":40,"description":41},"c3ed0e10-6263-4733-8202-dfd040e90030",[22],{"tag":23,"_uid":24,"icon":25,"link":30,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"","4747640b-1787-4766-88ac-a275146e50e5",{"id":26,"alt":23,"name":23,"focus":23,"title":23,"filename":27,"copyright":23,"fieldtype":28,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":23,"url":31,"linktype":32,"fieldtype":33,"cached_url":31},"https://www.linkedin.com/in/helena-kleine-86275872","url","multilink","primary","cta",{"alt":37,"name":23,"focus":23,"title":23,"filename":37,"copyright":23,"fieldtype":28,"is_external_url":29},"https://a.storyblok.com/f/146026/433x433/c9d214cd2d/klein.jpeg","Kleine","author","Helena",{"type":42,"content":43},"doc",[44],{"type":45,"content":46},"paragraph",[47],{"text":48,"type":49},"Helena Kleine sammelte reichlich Erfahrung im SaaS-Vertrieb und lernte so, wie wichtig informative Inhalte und Ressourcen für Kunden sind. Aktuelle unterstützt sie Spendesk als Expertin für Themen rund um Finanzen und Buchhaltung. ","text","helena-kleine","de/blog/author/helena-kleine",null,-280,[],176408854,"c66c945a-8fee-45f5-a751-dd3b7d65750b","2022-11-02T15:26:04.249Z","de",[],"blog/author/helena-kleine",[62,64,65],{"path":60,"name":52,"lang":63,"published":52},"fr",{"path":60,"name":52,"lang":58,"published":52},{"path":60,"name":52,"lang":66,"published":52},"es",true,[69],{"name":70,"created_at":71,"published_at":6,"updated_at":72,"id":73,"uuid":74,"content":75,"slug":78,"full_slug":79,"sort_by_date":52,"position":80,"tag_list":81,"is_startpage":29,"parent_id":82,"meta_data":52,"group_id":83,"first_published_at":84,"release_id":52,"lang":58,"path":52,"alternates":85,"default_full_slug":86,"translated_slugs":87,"_stopResolving":67},"Finance strategy","2022-10-19T17:57:50.961Z","2026-03-12T10:47:22.861Z",206171406,"4c34e454-8993-474f-a2d1-5c1f6a260e14",{"_uid":76,"name":70,"component":77},"11f616ce-9f54-42bb-967c-fdb960b62cef","tag","finance-strategy","de/blog/topic/finance-strategy",-100,[],176456153,"5a788f5a-b853-4a56-959b-15a4ea69fd80","2022-11-02T15:24:54.143Z",[],"blog/topic/finance-strategy",[88,89,90],{"path":86,"name":52,"lang":63,"published":52},{"path":86,"name":52,"lang":58,"published":52},{"path":86,"name":52,"lang":66,"published":52},{"type":42,"content":92},[93,97,101,105,114,121,125,131,136,140,171,176,189,193,199,216,228,255,260,264,284,288,289,294,298,302,316,321,325,351,355,359,366,380,385,389,393,397,403,418,435,440,452,456],{"type":45,"content":94},[95],{"text":96,"type":49},"Weder ein Geburtstag im März, noch ein Urlaub im April oder ein Hochzeitstag im Mai lassen sich aktuell planen – wie also sollen Finanzteams die strategische Ziele für das gesamte Jahr 2021 festlegen? Die unbekannten Größen scheinen in Zeiten einer globalen Pandemie schier unüberschaubar.",{"type":45,"content":98},[99],{"text":100,"type":49},"Doch gerade wer im Dunkeln navigiert, braucht einen guten Kompass. Die Finanzplanung und Festlegung von Zielen für das laufende Jahr sieht also vielleicht etwas anders aus, als in Zeiten ungebremsten Wirtschaftswachstums, wie wir es die letzten zehn Jahre genießen konnten. Viel mehr als genaue Vorgaben – wie Einstellungszahlen, Spesenbudgets oder der Ausbau von Büroflächen – sind Finanzteams gut beraten, ihre generelle strategische Ausrichtung an übergeordneten Orientierungshilfen festzulegen.",{"type":45,"content":102},[103],{"text":104,"type":49},"Das klingt abstrakter, als es ist. Wie genau sich in 2021 mit all den unbekannten Größen planen lässt, verraten wir in diesem Artikel.",{"type":106,"attrs":107},"blok",{"id":108,"body":109},"168e5722-b7f2-4236-9bff-db4b819e40b3",[110],{"_uid":111,"html":112,"component":113},"i-305beae0-d894-4fce-a157-032f4b44414b","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-069ee0a9-bf66-499a-b50d-73e3291310e0\">\u003Cspan class=\"hs-cta-node hs-cta-069ee0a9-bf66-499a-b50d-73e3291310e0\" id=\"hs-cta-069ee0a9-bf66-499a-b50d-73e3291310e0\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/069ee0a9-bf66-499a-b50d-73e3291310e0\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-069ee0a9-bf66-499a-b50d-73e3291310e0\" style=\"border-width:0px;\" height=\"500\" width=\"1000\" src=\"https://no-cache.hubspot.com/cta/default/2694209/069ee0a9-bf66-499a-b50d-73e3291310e0.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '069ee0a9-bf66-499a-b50d-73e3291310e0', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":115,"attrs":116,"content":118},"heading",{"level":117},2,[119],{"text":120,"type":49},"Die Ausgangslage für strategische Finanzplanung 2021",{"type":45,"content":122},[123],{"text":124,"type":49},"Natürlich ist Ihre aktuelle Ausgangslage stark von Ihrem individuellen Geschäftsmodell abhängig. Wer heute eine Videokonferenz-Software anbietet, kann ganz anders planen, als eine Eventagentur. Folgende Faktoren beeinflussen die Strategieplanung derzeit positiv bzw. negativ:",{"type":106,"attrs":126},{"id":108,"body":127},[128],{"_uid":129,"html":130,"component":113},"i-c5960802-cbc7-4274-81ec-45aa8ee7b464","\u003Ctable style=\"border-collapse: collapse; table-layout: fixed; margin-left: auto; margin-right: auto; border: none; height: 931px;\">\n\u003Ctbody>\n\u003Ctr style=\"height: 169px;\">\n\u003Ctd style=\"border: 1pt solid #000000; background-color: #cff5f2; height: 169px; width: 339px; padding: 16px;\">\n\u003Cp>\u003Cstrong>Vorteile – was die strategische Planung aktuell erleichtert\u003C/strong> \u003C/p>\n\u003C/td>\n\u003Ctd style=\"border: 1pt solid #000000; height: 169px; width: 364px; padding: 16px; background-color: #cff5f2;\">\n\u003Cp>\u003Cstrong>Nachteile – Faktoren, die eine strategische Finanzplanung erschweren\u003C/strong>\u003C/p>\n\u003C/td>\n\u003C/tr>\n\u003Ctr style=\"height: 762px;\">\n\u003Ctd style=\"border: 1pt solid #000000; height: 762px; width: 339px; padding: 16px; background-color: #cff5f2;\">\n\u003Cul>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Erfahrungswerte der „ersten Welle” können zu Rate gezogen werden \u003C/span>\u003C/li>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Es gibt mit der Impfung ein Licht am Ende des Tunnels. Die Frage nach weiteren Wellen der Pandemie und Lockdowns gegen Jahresende lassen sich mit höherer Sicherheit beantworten, als noch im Sommer 2020.\u003C/span>\u003C/li>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Es gibt Erfahrungswerte beim Beantragen und Verstehen staatlicher Hilfen.\u003C/span>\u003C/li>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Ein gewisser Normalbetrieb ist gerade bei Startups durch frühe Umstellung auf Homeoffice zu erwarten.\u003C/span>\u003C/li>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Lieferketten sind im Gegensatz zum ersten Lockdown stabilisiert.\u003C/span>\u003C/li>\n\u003C/ul>\n\u003C/td>\n\u003Ctd style=\"border: 1pt solid #000000; vertical-align: top; height: 762px; width: 364px; padding: 16px; background-color: #cff5f2;\">\n\u003Cul>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Langfristige wirtschaftliche Folgen werden sich erst zeigen müssen.\u003C/span>\u003C/li>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Durch Überbrückungshilfen schaffen es angeschlagene Unternehmen vielleicht gerade noch, sich über Wasser zu halten, doch welche Auswirkungen die Pandemie langfristig auf gewisse Wirtschaftszweige haben wird, ist unklar.  \u003C/span>\u003C/li>\n\u003Cli style=\"color: #1e1e1e;\" aria-level=\"1\">\u003Cspan style=\"color: #1e1e1e;\">Wie lange die Lockdown-Maßnahmen in Deutschland und europäischen Nachbarländern andauern werden, ist unklar. \u003C/span>\u003C/li>\n\u003C/ul>\n\u003C/td>\n\u003C/tr>\n\u003C/tbody>\n\u003C/table>",{"type":115,"attrs":132,"content":133},{"level":117},[134],{"text":135,"type":49},"Vier Schritte für die Strategieplanung für Finanzteams in 2021",{"type":45,"content":137},[138],{"text":139,"type":49},"Das zu navigierende Terrain ist holprig, aber immerhin nicht völlig unbekannt. Wir stehen in ständigem Austausch mit CFOs aus unserem Netzwerk und haben uns umgehört, welche Ziele sich Finanzteams im Jahr 2021 setzen. Folgende vier Ziele können Sie als Orientierungshilfe nutzen:",{"type":141,"attrs":142,"content":145},"ordered_list",{"order":143,"key":144},1,"ol-0",[146,153,159,165],{"type":147,"content":148},"list_item",[149],{"type":45,"content":150},[151],{"text":152,"type":49},"Einsparungsmöglichkeiten identifizieren und abwägen",{"type":147,"content":154},[155],{"type":45,"content":156},[157],{"text":158,"type":49},"Staatliche Hilfen voll ausnutzen und sinnvoll investieren",{"type":147,"content":160},[161],{"type":45,"content":162},[163],{"text":164,"type":49},"Unterschiedliche Finanzplanungen für Best- und Worst-Case-Szenarien erstellen",{"type":147,"content":166},[167],{"type":45,"content":168},[169],{"text":170,"type":49},"Software für Echtzeit-Analysen heranziehen",{"type":115,"attrs":172,"content":173},{"level":117},[174],{"text":175,"type":49},"Ziel #1: Einsparungsmöglichkeiten identifizieren und abwägen",{"type":45,"content":177},[178,180,187],{"text":179,"type":49},"Die Deutschen sparten in der Pandemie trotz geringerer Einkünfte wie die Weltmeister – ",{"text":181,"type":49,"marks":182},"insgesamt ganze 100 Milliarden Euro im Jahr 2020",[183],{"type":184,"attrs":185},"link",{"href":186,"uuid":52,"anchor":52,"target":52,"linktype":32},"https://www.n-tv.de/wirtschaft/Deutsche-sparen-Rekordsumme-an-article22265730.html",{"text":188,"type":49},". Damit sind die privaten Konten der Deutschen im Kollektiv so prall gefüllt, wie nie zuvor.",{"type":45,"content":190},[191],{"text":192,"type":49},"Kein Wunder also, wenn der Impuls zum Sparen auch zu den ersten Reaktionen von Unternehmen gehört. Und zurecht: Sind Einkünfte unsicher, müssen Verbindlichkeiten heruntergeschraubt werden. Wo also sollten Unternehmen jetzt sparen?",{"type":115,"attrs":194,"content":196},{"level":195},3,[197],{"text":198,"type":49},"Schritt 1: Überflüssige Ausgaben eliminieren",{"type":45,"content":200},[201,203,208,210,214],{"text":202,"type":49},"Genau wie im privaten Bereich ergeben sich einige Einsparungen ganz automatisch. Dazu gehören ",{"text":204,"type":49,"marks":205},"Reisekosten und Spesen",[206],{"type":207},"bold",{"text":209,"type":49},". Andere bieten sich aufgrund geringerer Auslastung aus, wie ",{"text":211,"type":49,"marks":212},"Kurzarbeit",[213],{"type":207},{"text":215,"type":49}," oder geringere Ausgaben für Freelancern oder Agenturen.",{"type":45,"content":217},[218,220,226],{"text":219,"type":49},"Und dann gibt es noch Einsparungen, die vielleicht schon lange hätten getroffen werden müssen, die dank eines florierenden Geschäftes aber unter dem Radar fliegen konnten. Um diese zu identifizieren, ist ein ",{"text":221,"type":49,"marks":222},"klares Reporting",[223],{"type":184,"attrs":224},{"href":225,"uuid":52,"anchor":52,"target":52,"linktype":32},"https://www.spendesk.com/de/product/spending-reports/",{"text":227,"type":49}," von Nöten (mehr dazu in Punkt 4). Hier ein paar Beispiele für Kosten-Lecks, die gerne übersehen werden:",{"type":229,"content":230},"bullet_list",[231,237,243,249],{"type":147,"content":232},[233],{"type":45,"content":234},[235],{"text":236,"type":49},"Software-Abos, die weiter bezahlt, aber nicht mehr benötigt werden",{"type":147,"content":238},[239],{"type":45,"content":240},[241],{"text":242,"type":49},"Retainer für Agenturen oder andere Dienstleister, die nicht voll ausgenutzt werden",{"type":147,"content":244},[245],{"type":45,"content":246},[247],{"text":248,"type":49},"Kosten für nicht genutzte Räumlichkeiten in Büro oder Lager",{"type":147,"content":250},[251],{"type":45,"content":252},[253],{"text":254,"type":49},"Ineffiziente Werbeausgaben, die langfristig keinen positiven ROI erzielen",{"type":115,"attrs":256,"content":257},{"level":195},[258],{"text":259,"type":49},"Schritt 2: Kurzfristige Einsparungsmaßnahmen ergreifen",{"type":45,"content":261},[262],{"text":263,"type":49},"Bis hierhin tun die Einsparungen nur bedingt weh. Über Kurzarbeit freut sich niemand, aber zumindest fängt der Staat einen großen Teil der finanziellen Einbußen für Mitarbeiter ab. Zu guter Letzt muss im Ernstfall auch da gespart werden, wo es wirklich schwerfällt. Zu den nächsten Hebeln, die Unternehmen bedienen können, gehören:",{"type":229,"content":265},[266,272,278],{"type":147,"content":267},[268],{"type":45,"content":269},[270],{"text":271,"type":49},"Aussetzen von Bonuszahlungen",{"type":147,"content":273},[274],{"type":45,"content":275},[276],{"text":277,"type":49},"Einfrieren von Gehältern, also Vermeidung von Gehaltserhöhungen",{"type":147,"content":279},[280],{"type":45,"content":281},[282],{"text":283,"type":49},"Nachverhandeln von Rabatten mit Dienstleistern und Freelancern",{"type":45,"content":285},[286],{"text":287,"type":49},"Solche Maßnahmen sollten gut überlegt sein, da sie die Beziehung zu Mitarbeitern und Dienstleistern nachhaltig belasten können. Bevor das Unternehmen aber seine Verbindlichkeiten nicht mehr bedienen kann, sind sie eine valide Option. Wichtig ist hier klar zu kommunizieren, dass es sich um vorübergehende Maßnahmen handelt.",{"type":45},{"type":115,"attrs":290,"content":291},{"level":117},[292],{"text":293,"type":49},"Ziel #2: Staatliche Hilfen voll ausnutzen und sinnvoll investieren",{"type":45,"content":295},[296],{"text":297,"type":49},"Die Regierung hat neben Kurzarbeit und der vorübergehenden Senkung der Mehrwertsteuer noch ein paar weitere Hebel gezogen, um Unternehmen kurzfristig zu entlasten. Einige Mittel, wie die berühmt-berüchtigten November- und Dezemberhilfen gibt es nur für die Unternehmen, die aufgrund der Lockdown-Bestimmungen geschlossen bleiben müssen.",{"type":45,"content":299},[300],{"text":301,"type":49},"Andere Maßnahmen können Unternehmen ganz unabhängig von ihrer Beeinträchtigung durch Corona-Schließungen und ungeachtet ihrer finanziellen Situation für sich nutzen. Unternehmen können in 2021:",{"type":229,"content":303},[304,310],{"type":147,"content":305},[306],{"type":45,"content":307},[308],{"text":309,"type":49},"Steuervorauszahlungen individuell anpassen und die Steuerzahlung so zeitlich nach hinten verschieben.",{"type":147,"content":311},[312],{"type":45,"content":313},[314],{"text":315,"type":49},"Anschaffungen degressiv abschreiben (anstatt linear über die Nutzungsdauer) – so können Investitionen in Homeoffice-Ausstattungen oder die IT-Infrastruktur zu einem Großteil im Anschaffungsjahr geltend gemacht werden.",{"type":115,"attrs":317,"content":318},{"level":117},[319],{"text":320,"type":49},"Ziel #3: Finanzpläne für Best- und Worst-Case-Szenarien erstellen",{"type":45,"content":322},[323],{"text":324,"type":49},"Um einen Finanzplan zu erstellen, sollten Sie zunächst mit den verschiedenen Stakeholdern in Ihrem Unternehmen sprechen. Dazu gehörten:",{"type":229,"content":326},[327,333,339,345],{"type":147,"content":328},[329],{"type":45,"content":330},[331],{"text":332,"type":49},"Input von C-Suite, Gründern, und dem Vorstand",{"type":147,"content":334},[335],{"type":45,"content":336},[337],{"text":338,"type":49},"Festlegen von Buchungs- und Umsatzzielen, einschließlich monatlicher oder vierteljährlicher Verkaufsziele (mit Input des Sales-Managements)",{"type":147,"content":340},[341],{"type":45,"content":342},[343],{"text":344,"type":49},"Einstellungsziele in Absprache mit HR",{"type":147,"content":346},[347],{"type":45,"content":348},[349],{"text":350,"type":49},"Budget-Genehmigungen durch die Geschäftsführung",{"type":45,"content":352},[353],{"text":354,"type":49},"Ausgehend von diesen Zahlen können Sie grobe Aufstellung von zu erwartenden Einnahmen und Ausgaben erstellen. Dabei bietet es sich an, sowohl eine Rechnung für den Best Case zu erstellen (z. B. Lockdown nur bis März, keine Abwanderung weiterer Kunden und Geschäftswachstum wie in 2019) und eine für den Worst Case (z. B. Einbruch der Einnahmen, hohe Churn-Rate, etc.)",{"type":45,"content":356},[357],{"text":358,"type":49},"Ein solches Vorgehen verursacht zwar doppelte Arbeit im Voraus, bereitet Sie aber viel besser auf Eventualitäten vor. So haben Sie für den Fall, dass wichtige Kunden verloren gehen oder der Vertrieb seine Ziele nicht erreicht, direkt die richtige Strategie parat.",{"type":45,"content":360},[361],{"type":362,"attrs":363},"image",{"alt":364,"src":365,"title":52,"copyright":52},"Screenshot 2021-01-27 at 14.00.08","https://get.spendesk.com/hubfs/Screenshot%202021-01-27%20at%2014.00.08.png",{"type":45,"content":367},[368,372,374],{"text":369,"type":49,"marks":370},"Übrigens",[371],{"type":207},{"text":373,"type":49},": ",{"text":375,"type":49,"marks":376},"Weitere Tipps von CFOs finden Sie in unserem ultimativen Guide für CFOs.",[377],{"type":184,"attrs":378},{"href":379,"uuid":52,"anchor":52,"target":52,"linktype":32},"https://get.spendesk.com/de/der-ultimative-guide-fuer-cfos?hsCtaTracking=f147afe9-5b90-4208-a9a3-28ff92df7a4e%7C5a9127ee-9068-433c-91eb-fd69c7a5ccd5",{"type":115,"attrs":381,"content":382},{"level":117},[383],{"text":384,"type":49},"Ziel #4: Software für Echtzeit-Analysen heranziehen",{"type":45,"content":386},[387],{"text":388,"type":49},"Um Möglichkeiten für Einsparungen zu identifizieren und die Best- und Worst-Case-Pläne laufend aktualisieren zu können, brauchen Sie vor allem eines: Daten. Und wenn Daten immer erst verzögert nach dem Monatsende sichtbar werden, verlieren Finanzteams wertvolle Zeit, um Stellschrauben zu drehen und neue Pläne zu machen.",{"type":45,"content":390},[391],{"text":392,"type":49},"Stellen Sie sich eine einfache Frage: “Weiß ich definitiv, wie viel jedes Team diesen Monat ausgegeben hat?”",{"type":45,"content":394},[395],{"text":396,"type":49},"Die Antwort lautet normalerweise „nein\". Oder bestenfalls „so in etwa\". 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Im Gegensatz zur Firmenkreditkarte wissen Sie also immer, wer gerade wo Firmengelder ausgibt.",{"type":2171},{"type":2171},{"text":2349,"type":49},"Über die Plattform können Controller:innen Ausgabenlimits und Vorab-Freigaben für die Mitarbeitende festlegen. C-Level-Führungskräfte oder Manager:innen können dabei ein anderes Niveau an vorab genehmigten Ausgaben haben als die restlichen Beschäftigten. Wenn ein Teammitglied sein vorab freigegebenes Budget überschreiten möchte, kann über die mobile App oder die Plattform online eine Anfrage an die entsprechende Führungskraft gestellt werden.",{"type":2171},{"type":2171},{"text":2353,"type":49},"Wenn eine Ausgabe mit einer Spendesk-Karte getätigt wird, macht der/die Mitarbeitende beim Kauf einfach ",{"text":2355,"type":49,"marks":2356},"ein Foto von der Quittung",[2357],{"type":207},{"text":2359,"type":49},". 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Spendesk sammelt Transaktionen von physischen und virtuellen Karten, Spesenanforderungen und Rechnungen in einem Portal, erlaubt Filter nach Team, Kategorie und Projekt und stellt exportierbare Berichte für Finanzteams bereit.",{"_uid":2463,"title":2464,"component":505,"description":2465},"579ce13b-e78e-476c-a7bb-edabe9031161","Wie unterstützt Spendesk bei Budgetkontrolle und Forecasting?",{"type":42,"content":2466},[2467],{"type":45,"content":2468},[2469],{"text":2470,"type":49},"Spendesk ermöglicht strikte Budgetkontrolle und Forecasting durch flexible Budgetlimits, Echtzeit-Budgetansichten und Genehmigungsworkflows. Spendesk sendet Warnungen bei Budgetüberschreitung, erlaubt Budgetzuweisungen pro Team oder Projekt und liefert Berichtedaten für Forecasts sowie direkte Exportfunktionen in die Buchhaltung. 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Spendesk verknüpft Belege mit Transaktionen, ermöglicht regelbasierte Genehmigungen und exportiert geprüfte Buchungsdaten in Buchhaltungssysteme, wodurch manuelle Erfassung entfällt und Abschlusszeiten deutlich sinken.",{"_uid":2481,"title":2482,"component":505,"description":2483},"7a14caee-99de-410f-a454-6b4920bda310","Wie integriert Spendesk mit ERP- und Buchhaltungssystemen wie DATEV?",{"type":42,"content":2484},[2485],{"type":45,"content":2486},[2487],{"text":2488,"type":49},"Spendesk integriert mit ERP- und Buchhaltungssystemen über native Integrationen und einen offenen API-Zugang, inklusive Exportformaten wie DATEV für Deutschland. 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